WE ENJOY WHAT WE DO, AND vaule what our clients think about our Work...




Michael was fantastic to deal with and found the idea of presenting our strategies via powerpoint presentation formats really assisted and help paint a clearer picture from start to finish.

The entire process from initial meeting to settlement was completed in a matter of days and we were continually kept up to date throughout the refinancing process.

Michael was also successful in negotiating a better rate than what our current lenders retention team was able to offer, in the end we identified further savings of $8,000 per annum just by achieving a better rate and having the right loan structure in place.

We still maintain regular contact with the team and highly recommend you contact them in the first instance for any finance related matters.
— William C. Toorak. VIC

When I was looking to refinance my home loan, I immediately thought of my existing lender to later discover i was declined as the local branch staff provided incorrect information.

The team at Assertive Finance eliminated the stress and got my loan approved with the same lender.
I also received a better interest rate that saved me $1200 per annum interest, I was also explained how to effectively use an offset account and complete auto repayment sweeps.

I cant thank you enough and no wonder why so many people are using mortgage brokers today vs branches.
— Thai T, Caroline Springs. VIC

I had no idea what cross collatorisation was until i was explained by Michael and his team. my investment properties were restructured and my home loan was independant of each property

I was also provided with a number of loan splits to help identify my tax deductible debt where they worked seamlessly with my accountant to ensure the right structure was in place.

I was able to better manage my investments and clearly identify where my rental income and wages are distributed to track my future wealth.

I have already recommended the team to family and friends where they also experienced the same experience, Thank you.
— Duy H, Sunshine. VIC

Highly professional and strightforawrd process, I was looking for access equity in my home to complete renovations but to be only messed around by my current lender.

I engaged Michael to understand the value proposition vs going direct to the bank and was thoroughly impressed overall.

My loan was fully approved in 48 hours and settled with the new lender in a matter of day, we also saved $8,000 in interest and received enough Qantas Frequent Flyer Points to enjoy a fee holiday with my wife.

Thanks again.
— Peter L, Warrandyte. VIC

I was unsure about refinancing as I had a minor utility default on my credit file and recall the previous experience with my bank was a nightmare, and was hesitant to look for a better deal.

The team at Assertive eliminated my uncertainty and obtained my credit report on behalf, they provided a detailed response to the lender explaining my situation and believe it or not, my loan was approved.

I was also provided with strategies to assist with better money management to avoid future adversities and I was provided with with a 6 month management plan to achieve paying off my loan in 10 years.

Fantastic team to work with and I see the team as my trusted adviser moving forward.
— Sebastian C, Chelsea. VIC

I was looking to purchase an investment property but was unsure on what steps were involved and if i had the required savings.

I was quickly educated at my initial meeting and later discovered it was possible, they also had an accountant present at the meeting to discuss how negative gearing works and how tax deductible debt is determined.

Michael also completed a financial health check on my existing loans and identified interest savings of over $17,000 by completing a debt recycling strategy and paying off my credit card and personal loans.

I was also educated on the benefits of an offset account and how it will achieve further savings.

I thank you for the positive experience
— Nicole F, Carnegie. VIC

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