Mortgage & Budget Planning Calculators

 

Need a simple way to calculate loan repayments or work out your borrowing capacity, what your basic loan repayments will be or even compare loan products?  

These free easy-to-use online calculators can help you do that and more for free thanks to our our real estate partners at domain.com.au

 


Loan repayment calculator

Our Loan Repayment Calculator estimates how much you could be paying fortnightly, weekly or monthly.

Enter the loan amount, the preferred repayment type, the estimated interest rate quoted by our team, and the term which is usually 30 years.

One easy tip would be to schedule your home loan repayments at the same time you get paid, this will assist with budgeting and future planning strategies.

This calculator is best used in conjunction with our Borrowing Power Calculator and will provide an estimate of your borrowing capacity.

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“Important note: Our calculators provide estimates only. Lenders consider a range of criteria when assessing applications and providing home loans. Please consult your financial adviser before applying for a loan.” 
 


mortgage calculator

What type of loan will you need for your dream home? What will your monthly repayments be? Our Mortgage Calculator provides helpful financial information for those starting out on their property search.

Simply enter the property price, include any savings and government grants for the deposit and the term of the loan.

Don't forget to include 5.5% stamp duty which is calculated on the purchase price to provide you with a more accurate indication.

# The comparison rate includes the other costs and fees in a typical home loan, as well as the interest rate, to help identify the true cost of your loan.

Your estimated monthly repayment is based on the above interest rate. Note that your repayments may change if the interest rate changes.

 

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“Important note: Our calculators provide estimates only. Lenders consider a range of criteria when assessing applications and providing home loans. Please consult your financial adviser before applying for a loan.” 


borrowing capacity calculator

Ever wanted to know what how much you could borrow?

Our borrowing capacity calculator estimates how much financial institutions may lend you.

Simply enter the loan amount, the property purchase price, your deposit and combined annual household income. 

This calculator estimates your maximum loan and total interest payments.. Select the repayment frequency (monthly, fortnightly or weekly) to view the estimated amount of each repayment.

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“Important note: Our calculators provide estimates only. Lenders consider a range of criteria when assessing applications and providing home loans. Please consult your financial adviser before applying for a loan.” 


budget planning tool

How much can you afford in mortgage repayments? Will you need to change your spending habits? Our Budget Planner tool allows you to see both income and expenses visually so you can assess cash flow.

First, fill in your income details. Select ‘Next’ to add your household expenses, ‘Next’ again to fill in your living expenses (singles $1250, couples $1500 and family $3500) and ‘Next’ one last time to view the summary chart.

Select ‘Previous’ to go back through your income and expenses if you need to make adjustments, such as changing the home loan repayments.

 

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“Important note: Our calculators provide estimates only. Lenders consider a range of criteria when assessing applications and providing home loans. Please consult your financial adviser before applying for a loan.”