Property Investment

Property investment is becoming more prevalent amongst Australians.

A property investment  can provide potential tax savings. Many of the costs of owning a rental property can be tax deductible, making your investment more affordable.

Unlocking equity from existing assets or using liquidity wisely can foster successful  investment, portfolios, we discuss the risks and benefits of each scenario ensuring the right loan structure for long term success.

There are two main types of property investment to choose from. Residential property; including houses, units or townhouses. Commercial property made up of offices, shops and warehouses used for business purposes.

Residential properties tend to experience lower vacancies and higher demand.  A commercial property can offer longer leases. However most investors prefer residential property because it’s something we are usually more familiar with.

An investment property can be held in your own name, owned jointly with a friend or partner, or held in a trust or company.

You can also hold your investment property in a self-managed super fund. Either way, it’s important to get the ownership structure right at the time of purchasing the investment property as it can be costly to alter the title deeds for the property later on.

A key decision is whether you want to be a hands on and manage the investment property yourself. You can choose the convenience of using a  property manager, but this will result paying property management fees.

If you want to find out more, contact us now to get assistance to finding the most suitable investment property loan for you.